레이블이 Visitor Health Insurance Plans인 게시물을 표시합니다. 모든 게시물 표시
레이블이 Visitor Health Insurance Plans인 게시물을 표시합니다. 모든 게시물 표시

2013년 12월 1일 일요일

About 'visitor health insurance'|Health Insurance Exchange regulations are out, and they make me feel like a visitor from the future







About 'visitor health insurance'|Health Insurance Exchange regulations are out, and they make me feel like a visitor from the future








The               types               of               preparations               needed               for               going               to               USA               are               altogether               different               in               each               case               based               upon               your               visa               category.

The               students               going               for               higher               studies               need               a               particular               pattern               of               preparations               while               the               visitors/tourists               and               the               immigrants               have               to               prepare               themselves               in               altogether               different               style               and               manner.

I               will               try               to               cover               the               basic               preparations               required               to               be               made               for               the               visitors/tourists               prior               to               and               during               their               stay               in               USA               in               this               article.

The               set               up               begins               once               the               visitor               visa               is               already               obtained               and               you               are               about               to               begin               the               most               memorable               experience               of               your               life               of               visiting               USA.

You               will               surely               want               this               unique               experience               to               be               the               most               pleasant               one               in               your               life               and               will               not               spare               any               efforts               to               get               one.

Here               are               some               useful               tips               that               shall               help               you               to               achieve               this.

1.

Buy               your               air               tickets-               You               must               buy               the               air               tickets               in               one               of               the               most               reputed               airlines               and               should               not               fall               for               the               traps               laid               out               by               the               cheap               and               non               standard               airlines.

Plan               to               land               in               USA               on               Saturday               afternoon               or               so.

This               will               be               the               most               convenient               time               for               your               hosts               to               come               to               receive               you               at               the               airport,               being               the               weekend.

By               reaching               on               Saturday,               you               will               be               able               to               pass               Sunday               with               your               host               at               home               so               that               you               can               get               slightly               familiarized               with               the               house               and               the               area               setup.

The               jetlag               effects               would               also               end               by               Monday               morning,               when               your               host               has               to               go               for               the               job.

You               will               be               gaining               time               in               this               journey               if               you               are               traveling               from               East               to               West.

That               means               that               you               must               plan               to               leave               Mumbai               at               early               morning               hours               so               as               to               reach               USA               by               late               afternoon               on               Saturday.

Try               to               avoid               train               journey               for               reaching               to               Mumbai,               if               possible               to               store               your               energy               for               the               long               tiring               journey               to               USA.
               Most               of               the               air               lines               are               now               providing               direct               connecting               flight               from               the               city               of               your               residence               in               India.

Make               sure               that               you               inform               your               host               about               your               exact               flight               details               of               arrival               to               USA,               well               in               advance               so               that               he               can               plan               to               receive               you.

Clearly               indicate               your               requirements               like               wheel               chair,               types               of               meals,               seat               numbers               you               want               etc.

Such               facilities               are               provided               by               all               the               airlines               free               of               cost.

Wheel               chair               can               be               really               convenient,               if               you               are               not               in               a               position               to               take               long               walks               at               the               airports.

Keep               in               mind               that               long               walks               will               always               be               there               at               almost               all               the               airports.

Try               to               give               around               three               hours               of               time               gap               between               any               flight               changes               in               the               way.

Preserve               your               air               tickets               carefully               with               all               other               documents.

You               must               also               book               your               return               ticket               as               the               round               tickets               are               cheaper               as               compared               to               the               one               way               ticket.

The               round               trip               tickets               are               now               issued               for               the               period               of               one               year               by               all               the               airlines.
               2.

Follow               the               luggage               rules               strictly-               You               must               carry               the               luggage               as               prescribed               by               the               air               lines.

At               present,               most               of               the               air               lines               allow               two               unaccompanied               baggages,               weighing               23               KG               (52               LBS)               each,               per               passenger.

There               are               size               limitations               also.

Please               get               all               such               data               from               the               airlines               and               prepare               your               bags               accordingly.

Never               put               any               valuable               items               like               jewellary,               cash,               or               the               important               documents               in               unaccompanied               baggage.

Keep               your               hand               bag               very               light.

Some               important               medicines               needed               during               the               flight,               all               documents,               and               the               cash               etc               with               one               pair               of               your               clothing               only               should               be               kept               in               the               hand               bag.
               3.

Documents-               You               must               take               4               to               5               Xerox               copies               of               your               travel               documents               like               passport,               visa               etc               and               leave               them               with               your               close               relatives/friends.

This               will               help               you               in               case               you               lose               original               documents               during               travel.

One               small               hand               pouch               with               belt               to               put               it               across               your               neck               is               a               good               idea               to               carry               all               original               and               important               documents.
               4.

Plan               on               internal               travel               within               USA-               the               most               suitable               means               to               travel               within               USA               is               by               air.

You               can               purchase               VUSA               (visit               USA)               air               tickets               from               your               home               country               at               very               reasonable               rates.

At               present,               the               round               trip               air               ticket               covering               3               destinations               anywhere               in               USA               are               available               at               around               $550.

Greyhound               buses               and               Amtrak               trains               can               also               be               used               for               this               purpose.

However,               I               would               not               advise               to               travel               by               Amtrak               as               these               trains               can               get               frequently               delayed               at               times,               affecting               your               travel               schedule               adversely.
               5.

Buy               health               Insurance-               You               must               buy               the               suitable               health               insurance               policy               in               your               home               country               as               this               is               quite               economical               as               compared               to               buying               such               policies               in               USA.

There               are               many               good               private               insurance               companies               like               Bajaj,               Iffco-               Tokio,               and               ICICI               etc               available               in               India               for               this               purpose.

If               you               are               between               50               and               60               years               of               age,               health               insurance               for               $100,000               can               be               available               with               one               time               premium               of               Rs.35,000,               ($825               approximately)               for               both,               you               and               your               spouse,               for               a               period               of               six               months.

Such               policies               are               issued               for               a               maximum               period               of               6               months.
               6.

Allowable               period               of               stay               in               USA-               The               visitors/tourists               are               allowed               to               stay               for               a               maximum               period               of               6               months               only.

It               is               strongly               suggested               never               to               overstay               on               false               pretense               as               that               may               affect               your               visa               issuance               and               your               record               adversely               in               future.
               7.

Foreign               exchange               to               carry-               Each               Indian               passenger               is               allowed               to               buy               $5000,               maximum,               every               calendar               year,               through               many               nationalized               banks               and               private               traders               under               FTS               (foreign               travel               scheme).

Try               to               take               the               US               currency               as               much               as               you               can               from               your               home               country,               based               on               your               requirement               and               the               plans               in               USA.

Make               sure               to               declare               the               amount               you               are               carrying               with               you               at               USA               airport               to               the               custom               authorities.
               8.

Medical               checks               and               the               medicines-               You               must               get               yourself               thoroughly               checked               medically               prior               to               your               departure               and               must               carry               all               the               required               medicines               with               you.

It               is               extremely               difficult               to               buy               the               prescription               medicines               in               USA.
               9.

Driving               license-               If               you               intend               to               drive               in               USA,               please               make               sure               to               carry               your               international               driving               license               that               may               allow               you               to               drive               in               USA               for               sometime               based               on               the               state               laws               where               you               stay.

I,               however,               would               not               advise               this               as               the               driving               laws               are               altogether               different               in               USA               as               compared               to               India.

And               taking               such               risk               may               prove               dangerous.
               10.

Items               to               carry-               Do               carry               sufficient               clothes,               depending               upon               the               season               you               are               traveling.

Make               sure               to               carry               spare               glasses,               good               leather               shoes               and               the               waist               belts               etc.

Never               try               to               carry               any               eatables               with               you               as               US               customs               are               very               strict               on               this.

Lastly,               always               remember               to               carry               some               specialty               gift               articles               from               your               home               country               for               your               American               friends.

This               proves               vital               at               times,               and               you               can               earn               a               very               good               life               time               friend               through               this               small               gifts.
               In               short,               keep               in               mind               that               this               trip               is               extremely               important               for               you               and               nothing               must               be               allowed               to               spoil               it.

A               good               systematic               planning               based               on               these               tips               is               the               first               and               most               important               step               to               achieve               it.






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